Is Pet Insurance Worth It? What You Need to Know
A single emergency can cost thousands. Pet insurance protects against this.What It Covers
- Accidents and injuries
- Illnesses (short and chronic)
- Diagnostic tests, surgery, hospitalisation
- Specialist referrals
Types of Policy
- Accident only: cheapest, limited cover
- Time-limited: each condition covered for 12 months
- Maximum benefit: set amount per condition
- Lifetime: most comprehensive, renews each year
Is It Worth It?
If you could not afford a 3000-5000 euro vet bill without financial hardship, insurance is likely worth it. Insure young to avoid pre-existing condition exclusions.